FINX Flow

Transaction
Orchestration & Control

A control layer that orchestrates how payments are authorized, routed, and governed across partners — without moving funds.

Approved
$2,425.50 — Funds verified
Live
SWIFT · Plaid · PayPal
Partners connected
Active
app.finx.io/flow/orchestration
FINX Flow — Payment orchestration dashboard
Zero
Infrastructure replacement
100%
Audit-ready decisions
Multi
Currency & jurisdiction
API
First, partner-ready
Connects with SWIFT Plaid PayPal Faster Payments ACH SEPA Stablecoins PSPs Core Banking
Used by product, payments, and operations teams across banks and fintechs
Payment Platforms Digital Banks Fintechs Lenders BaaS Providers
Transaction Governance

Rules-based orchestration across all payment flows

Apply consistent controls across financial products and transactions while keeping existing providers, front-ends, and payment stacks.

Define limits, fees, velocity controls, approvals, escalation workflows, compliance checks, partner rules, multi-entity governance, and multi-currency policies from one transaction control layer.

Integration & Interoperability

Connect to any financial platform without rewiring

API-first integration layer that connects to internal systems and external providers — enabling unified control logic without replacing what already works.

Connect cores, PSPs, wallets, compliance tools, credit systems, partners, and providers through event-driven orchestration, standardized data models, provider abstraction, and ecosystem-level governance.

Transaction Authorization

Real-time authorization with full policy enforcement

Support real-time and scheduled authorization through unified control policies — with rules, limits, velocity controls, and operational visibility across all partners.

Authorize, approve, decline, hold, or conditionally release transactions using no-code rules, product limits, exposure controls, pre-release checks, credit integration, and centralized operational visibility.

Zero
Infrastructure replacement needed
100%
Audit-ready decision logging
Multi
Currency, rail, and jurisdiction
API
First, partner-agnostic architecture
Partner-Agnostic Integration

Fiat, stablecoin, and digital asset — one control layer

Apply consistent authorization and compliance policies across fiat rails, blockchain, and stablecoin rails — without reconfiguring products or transaction logic.

Abstract payment partners, fiat rails, stablecoin flows, digital asset infrastructure, payout corridors, execution providers, and exception workflows so products can expand without rewriting control logic.

Account & Product Origination

Govern origination across platforms without duplication

Coordinate onboarding, verification, underwriting, approvals, and product creation across partner platforms — with embedded risk and compliance at every step.

Orchestrate account opening, product configuration, underwriting, KYC/KYB, AML checks, sanctions screening, approval chains, overrides, exceptions, and audit-ready decision records across connected platforms.

Payment Capabilities

Orchestrated payments across rails, corridors, and providers

Flow enables a wide range of payment use cases across providers, corridors, and rails — with centralized control over routing, execution, and transaction logic.

Support licensed payment enablement, cross-border payments, ACH, wires, cards, connected digital payment rails, stablecoin flows, embedded payment experiences, payouts, collections, and partner-enabled transaction execution.

Governance & Control Plane

Define once, enforce everywhere, audit always

Transparency, consistency, and auditability across all financial products and transactions — with full regulatory and audit export support.

Define policy-driven controls once and enforce them across corridors, pricing, credit, compliance, partners, cases, escalations, transaction histories, audit trails, and regulatory evidence exports.

How it works

From policy definition to authorized payment

FINX Flow sits between your products and your payment partners — applying all rules, compliance, and governance without replacing anything.

Step 01
Policy Definition
Define rules, limits, pricing, and compliance requirements once.
Step 02
Transaction Received
Payment or request arrives from any channel or product.
Step 03
Orchestration Engine
Rules, compliance, and policies applied in real time.
Step 04
Compliance Check
AML, fraud, sanctions via FINX Crime — embedded, not hard-coded.
Step 05
Authorization Decision
Approve, decline, hold, or escalate — with full reason codes.
Step 06
Audit & Visibility
Every step logged for regulatory review and operational insight.

Ready to orchestrate your payment flows?

See FINX Flow in action with a personalized demo tailored to your payment stack and partners.